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The Saving Bank Interest rate - 2.60% (w.e.f 22/09/2025)
(Interest on SB deposit will be paid on Qtrly basis from FY 2026-27)
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Term/ Special Term deposits A/c / Recurring A/c
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PERIOD
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PRESENT RATE
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REVISED
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| 7 DAYS TO 14 DAYS |
3.00% |
3.00% |
| 15 DAYS TO 45 DAYS |
3.00% |
3.00% |
| 46 DAYS TO 90 DAYS |
4.00% |
4.00% |
| 91 DAYS TO 180 DAYS |
4.25% |
4.25% |
| 181 DAYS TO LESS THEN ONE YEAR |
4.75% |
4.75% |
| 1YR > 2YR |
6.25% |
6.25% |
| 2YR > 3YR |
6.10% |
6.10% |
| 3YR > 5YR |
6.80% |
6.50% |
| 5YR-10YR |
6.60% |
6.60% |
| 400 Days Term Deposit (Rs.1 - 2 Lac) |
0.00 |
6.65% |
| 400 Days Term Deposit (Above 2-10 Lac) |
0.00 |
7.00% |
| 400 Days Term Deposit (Above 10 Lac) |
0.00 |
7.20% |
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Senior Citizen
0.50% Extra on deposits of 6 months and above
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| PERIOD |
PRESENT RATE |
REVISED |
| 181 DAYS TO LESS THEN ONE YEAR |
5.25% |
5.25% |
| 1YR > 2YR |
6.75% |
6.75% |
| 2YR > 3YR |
6.60% |
6.60% |
| 3YR > 5YR |
7.30% |
7.00% |
| 5YR-10YR |
7.10% |
7.10% |
| 400 Days Term Deposit (Rs.1 - 2 Lac) |
0.00 |
7.15% |
| 400 Days Term Deposit (Above 2-10 Lac) |
0.00 |
7.50% |
| 400 Days Term Deposit (Above 10 Lac) |
0.00 |
7.70% |
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Note:
1. The revised rates of interest shall apply to fresh deposits and renewals of maturing deposits.
2. Staff 1% above the prescribed rates.
3. 1% penalty shall be imposed in case the term deposits are withdrawn premature cum renewal.
Rakesh Sharma
(Chief executive officer)
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